Ramp is an all-in-one finance software designed for mid-sized to large businesses, particularly those in fast-growing sectors. It combines corporate cards, expense management, bill payments, and accounting automation into a single platform. Ramp aims to save businesses time and money by automating tasks, enforcing spending policies, and providing insights into company spending. It integrates with popular accounting systems and promises to simplify financial operations, making them more efficient and transparent.
Ramp is a comprehensive financial platform ideal for mid-sized to large businesses in high-growth sectors. Users praise its intuitive interface and seamless accounting integrations. Ramp streamlines expense reporting, automates bill payments, and offers real-time spend monitoring, empowering businesses to control costs and improve financial efficiency. However, some users have noted difficulties with international reimbursements and balance adjustments.
Best for medium to large businesses.
Ideal for Finance, Marketing, Software, Retail, and Healthcare industries.
Ramp features
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Ramp integrates with QuickBooks and other accounting software for automatic expense management.
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Ramp automates expense creation using corporate card transactions.
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Ramp automatically enforces spending policies with predefined rules and limits.
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Ramp provides real-time spend monitoring, including purchase notifications and alerts.
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Ramp automates accounts payable processes, from invoice receipt to payment.
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Ramp issues corporate cards integrated with expense management software.
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Ramp supports generating various expense reports, including summaries and detailed breakdowns.
Qualities
We evaluate the sentiment that users express about non-functional aspects of the
software
Value and Pricing Transparency
Rather positive
+0.38
Customer Service
Rather positive
+0.54
Ease of Use
Strongly positive
+0.94
Reliability and Performance
Rather positive
+0.59
Ease of Implementation
Rather positive
+0.69
Scalability
Neutral
+0.09
Ramp reviews
Pros of Ramp
Easy and efficient expense reporting
Seamless integration with accounting software
Intuitive and user-friendly interface
Receipt capture via text, email, or app
Cons of Ramp
Bill Pay is not yet available in Texas
Can be difficult to track spending if not constantly monitoring
Balance adjustments make cash planning difficult
International employee reimbursements are a hassle
Ramp pricing
The commentary is based on 236 reviews from Ramp G2 reviews and Ramp TrustPilot reviews.
Ramp offers a free tier with valuable features like expense management, corporate cards, and bill pay. While Ramp Plus offers more advanced features, some users find the price too high. Cashback rewards are a popular perk, often used to offset costs.
Includes corporate card, unlimited cards, card issuing controls, expense policy enforcement, travel bookings, auto-receipt collection and matching, basic approval policies, invoice extraction, basic approval workflows, ACH, card, check, and more payment options, basic accounting rules, QuickBooks Online and Xero integrations, vendor and spend tracking.
Plus
$15/mo/user\+ Platform fee based on team size
All Free Plan features plus auto-lock cards, custom travel policies, limit reimbursement spending, advanced approval policies, advanced approval workflows, batch payments, payment release approvals, unlimited intake, approval and orchestration, purchase orders, receiving, two- and three-way matching, multi-entity support, advanced accounting rules, NetSuite, Sage Intacct, and more integrations, pay card statements with local currency, local reimbursements, and set spend limits in local currency.
Enterprise
Custom
All Plus Plan features plus custom approval workflows, direct and custom ERP integrations, user role changelogs, role customization, custom field support, custom development, dedicated technical consultant, product configurations, third-party integrations, custom testing, Enterprise Customer Success Manager, and local currency cards and reimbursements.
Better for mid-sized businesses needing spend management. A Ramp competitor, Airbase has stronger website traffic growth but slower employee growth. Airbase users appreciate the user-friendly interface and virtual card features.
Better for companies with global operations. A Ramp competitor and alternative, Payhawk offers broader industry coverage. Payhawk users praise its ease of use and customer service. However, some users report limited USD functionality and integration issues.
Ramp is a financial automation platform that consolidates corporate cards, expense management, and bill payments. Designed for mid-sized to large businesses, Ramp streamlines financial operations, automates accounting tasks, and provides real-time spending insights. It integrates with existing accounting software and helps enforce company spending policies.
How does Ramp integrate with other tools?
How does Ramp integrate with other tools?
Ramp integrates seamlessly with popular accounting software like QuickBooks, automating expense management and reconciliation. It also connects with HRIS systems to streamline employee-related financial processes. Real-time spend monitoring and automated policy controls further enhance integration benefits.
What the main competitors of Ramp?
What the main competitors of Ramp?
Ramp's main competitors include Payhawk, Airbase, SAP Concur, Precoro, Rippling, and Spendesk. These platforms offer similar functionalities such as expense management, corporate cards, and accounting automation, catering to businesses seeking streamlined financial operations.
Is Ramp legit?
Is Ramp legit?
Yes, Ramp is a legitimate and safe financial management software. It integrates corporate cards, expense management, and bill pay, offering real-time spend monitoring and automated features. Ramp earns high ratings from users for its ease of use and accounting software integration.
How much does Ramp cost?
How much does Ramp cost?
Ramp's pricing includes a Free plan, a Plus plan at $15/user/month plus a platform fee, and an Enterprise plan with custom pricing. The Plus plan offers advanced automation features, making it worth it for teams needing automation. Contact Ramp for Enterprise pricing details.
Is Ramp customer service good?
Is Ramp customer service good?
Ramp receives positive customer service reviews. Users praise the helpful and responsive support team, highlighting quick resolutions and clear communication. However, some users mention occasional slow response times and difficulty reaching support via phone.
Reviewed by
MK
Michal Kaczor
CEO at Gralio
Michal has worked at startups for many years and writes about topics relating to software selection and IT
management. As a former consultant for Bain, a business advisory company, he also knows how to understand needs
of any business and find solutions to its problems.
TT
Tymon Terlikiewicz
CTO at Gralio
Tymon is a seasoned CTO who loves finding the perfect tools for any task. He recently headed up the tech
department at Batmaid, a well-known Swiss company, where he managed about 60 software purchases, including CX,
HR, Payroll, Marketing automation and various developer tools.