Pemo is a spend management platform designed for mid-sized businesses in the Middle East and North Africa. It offers corporate cards, expense management, and automated invoice payments, all within a single platform. Pemo helps businesses streamline their financial processes, track spending in real-time, and improve accounting efficiency. The platform integrates with popular accounting software, making it easy to manage invoices, payments, and bookkeeping. Pemo aims to save businesses time and money by automating expense management and providing better visibility into company spending.
Who is Pemo best for
Pemo is a spend management platform designed for mid-sized businesses in the MENA region. It offers corporate cards, expense management, and automated invoice payments. Users love the real-time expense tracking and user-friendly interface but dislike slow wallet top-up times and limited in-app card management. Pemo integrates with popular accounting software and aims to streamline financial processes.
Best for medium-sized businesses.
Ideal for businesses in the MENA region.
Pemo features
Type in the name of the feature or in your own words tell us what you need
Supported
Pemo issues corporate cards integrated with its expense management software.
Supported
Pemo offers prepaid cards with automated expense categorization and receipt capture.
Supported
Pemo integrates with QuickBooks for automatic expense management.
Supported
Pemo supports instant issue, flexible virtual cards with spend controls.
Qualities
We evaluate the sentiment that users express about non-functional aspects of the
software
Value and Pricing Transparency
Neutral
-0.25
Customer Service
Strongly positive
+0.75
Ease of Use
Strongly positive
+1
Reliability and Performance
Neutral
+0.19
Ease of Implementation
Rather positive
+0.67
Pemo reviews
We've summarised 60 Pemo reviews (Pemo G2 reviews) and
summarised the main points below.
Pros of Pemo
Real-time expense tracking and overview.
User-friendly interface and easy implementation.
Convenient integration with Samsung Pay and Watch.
Excellent customer support with quick response times.
Unlimited virtual cards for categorized spending.
Paperless expense management.
Easy receipt submission and expense reports.
Integration with Xero accounting software.
Instant payment notifications.
Cons of Pemo
Wallet top-up times can be slow, delaying card usability.
Raising card limits requires contacting support, not through the app.
Failed transactions can deduct funds from the wallet without successful purchase.
Manual receipt uploads require internet access.
Remarks column not displayed on the expense page.
Integration with some accounting software can be difficult.
Some users experienced temporary service outages affecting payments.
Limited rewards and purchase protection.
No option to delete or edit expense comments after submission.
Spending limits can only be changed via desktop, not the mobile app.
Withdrawal fees can be high.
Pemo pricing
The commentary is based on 8 reviews from Pemo G2 reviews.
Pemo offers convenient expense management and purchasing, but some users mention high withdrawal fees and limited rewards. Information on specific pricing tiers or subscription costs is unavailable based on user reviews.
For entrepreneurs and small business owners looking to manage their day-to-day expenses.
Essential
58AED / Month
For teams looking to streamline their spend management process and stay on top of their finances.
business +
Custom
For established companies in need for more finance automation & control, full flexibility and full service.
Pemo alternatives
Pluto
Better fit for larger enterprises. Has a free plan. Growing faster in terms of website traffic and employee growth. Offers petty cash management and employee reimbursements. A Pemo competitor and alternative.
Better suited for larger enterprises and a wider range of industries. Provides more comprehensive spend management, including sourcing and procurement.
Better suited for businesses outside the MENA region. Caters to a wider range of industries, including finance, e-commerce, and marketing. Has slower momentum currently.
Better for basic accounting and financial reporting. A Xero alternative, Pemo, offers spend management features like corporate cards and expense tracking. Xero has broader industry applicability but receives more negative feedback regarding pricing.
More focused on AP automation and spend intelligence. Better for US-based mid-sized companies. Caters to a wider range of industries including Healthcare.
Pemo is a spend management platform for mid-sized businesses in the MENA region. It offers corporate cards, expense management, and automated invoice payments in one platform. Pemo streamlines financial processes, offers real-time spending tracking, and integrates with accounting software.
How does Pemo integrate with other tools?
How does Pemo integrate with other tools?
Pemo integrates with popular accounting software like QuickBooks, Zoho Books, and Xero, enabling automated expense management and streamlined bookkeeping. This simplifies reconciliation and improves financial data flow between systems.
What the main competitors of Pemo?
What the main competitors of Pemo?
Pemo's main competitors include Pluto, Alaan, and other spend management platforms catering to mid-sized businesses in the MENA region. While Pemo focuses on expense management and automated payments, competitors like Coupa, Airbase, and SAP Concur offer broader spend management solutions. Pleo, similarly, offers company cards and expense tracking.
Is Pemo legit?
Is Pemo legit?
Yes, Pemo is a legitimate spend management platform. User reviews highlight its user-friendly interface, real-time expense tracking, and excellent customer support. However, some users mention slow wallet top-up times and difficulties with raising card limits as potential drawbacks.
How much does Pemo cost?
How much does Pemo cost?
Pemo offers a free Kickoff plan, an Essential plan at 58 AED/month, and a custom-priced Business+ plan. The Kickoff plan is ideal for entrepreneurs, while the Essential plan suits teams needing streamlined spend management. Contact Pemo for Business+ pricing.
Is Pemo customer service good?
Is Pemo customer service good?
Pemo's customer service is generally considered excellent, with users praising their quick response times and helpfulness. However, some have experienced issues with unhelpful support regarding failed transactions.
Reviewed by
MK
Michal Kaczor
CEO at Gralio
Michal has worked at startups for many years and writes about topics relating to software selection and IT
management. As a former consultant for Bain, a business advisory company, he also knows how to understand needs
of any business and find solutions to its problems.
TT
Tymon Terlikiewicz
CTO at Gralio
Tymon is a seasoned CTO who loves finding the perfect tools for any task. He recently headed up the tech
department at Batmaid, a well-known Swiss company, where he managed about 60 software purchases, including CX,
HR, Payroll, Marketing automation and various developer tools.