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Lumino description
Lumino is a payment processing solution that helps businesses accept credit card payments. Designed for e-commerce, agencies, and consultants, it promises transparent pricing with no hidden fees and fast next-day payouts. Lumino emphasizes security and reliability, aiming to protect businesses from account shutdowns and frozen funds. It also boasts easy integration with other business tools.
Who is Lumino best for
Lumino offers transparent payment processing for small e-commerce businesses, agencies, and consultants. It promises no hidden fees, fast payouts, and secure transactions to protect against frozen funds. A perfect fit for high-risk businesses seeking reliable payment solutions.
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Best for small businesses.
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Ideal for e-commerce, agencies, and consultants.
Lumino features
| Supported Lumino offers transparent and flexible pricing plans. |
| Supported Lumino facilitates payment processing, handling transactions securely and efficiently. |
| Supported Lumino offers seamless integrations with popular tools and platforms. |
Lumino pricing
See the Lumino pricing page.
Essentials Plan
This plan includes a merchant account dashboard, access to analytics and Bizlitics reporting, fraud protection, and support.
Pro Plan
This plan includes all the features of the Essentials Plan plus unlimited team members, cash discount and dual pricing, load balancing, and invoicing and subscriptions.
Enterprise Plan
This plan includes elite level service and support, a dedicated dev ops team, Level II & III pricing, full service builds, and white glove service.
Lumino alternatives
RazorpayBetter suited for businesses operating in the Indian market. Offers more comprehensive financial tools, including business banking solutions. Has more user reviews and greater brand awareness but mixed customer feedback on support and fees. Razorpay is a strong Lumino competitor for Indian businesses.Read more
PaylineSupports ACH payments and online payments from invoices. A good Lumino alternative.Read more
PayhawkBetter for mid-sized to large companies. Offers company cards, expense tracking, bill payments, and accounting integrations. Global solution supporting multiple currencies.Read more
AxxonPayMore focused on high-risk businesses. No information available on pricing plans. Lacks features like payment links and next-day funding.Read more
XeroBetter for managing accounting and finances for SMBs. Not focused on payment processing.Read more
ChargezoomBetter for businesses using existing accounting software integrations. Caters to a wider range of industries, including Finance, Manufacturing, Education, Media & Entertainment, and Software/IT.Read more
Lumino FAQ
What is Lumino and what does Lumino do?
Lumino is a payment processing solution designed for e-commerce businesses, agencies, and consultants. It offers transparent pricing, fast payouts, and robust security to protect against account issues. Lumino integrates with existing business tools and prioritizes reliability for its users.
How does Lumino integrate with other tools?
Lumino offers seamless integrations with popular business tools, streamlining payment processes. This simplifies operations for e-commerce businesses, agencies, and consultants by connecting with existing workflows. It facilitates easy management and improves efficiency.
What the main competitors of Lumino?
Lumino's main competitors include Razorpay, Payline, Stripe Connect, PayPal, AxxonPay, and Crezco. These alternatives offer various payment processing solutions, catering to different business needs and risk profiles. Some specialize in high-risk businesses like AxxonPay, while others, like PayPal, focus on broader market reach.
Is Lumino legit?
Lumino appears legitimate, offering transparent payment processing and targeting e-commerce, agencies, and consultants. With a focus on security and fast payouts, it aims to protect businesses from financial disruptions. However, limited user reviews and data make it difficult to fully assess its long-term reliability.
How much does Lumino cost?
Lumino pricing starts at $38/month for the Essentials plan, suitable for businesses with under $50k monthly revenue. The Pro plan is $58/month. For high-volume businesses, the Enterprise plan offers custom pricing. Is Lumino worth it? The robust features and scalable plans suggest it could be a valuable investment.
Is Lumino customer service good?
Lumino's customer service is highly praised. Users mention quick setup, responsive support via tickets and calls, and the availability of a dedicated account manager. They highlight smooth operations and efficient problem-solving.
Reviewed by
Michal has worked at startups for many years and writes about topics relating to software selection and IT management. As a former consultant for Bain, a business advisory company, he also knows how to understand needs of any business and find solutions to its problems.
Tymon is a seasoned CTO who loves finding the perfect tools for any task. He recently headed up the tech department at Batmaid, a well-known Swiss company, where he managed about 60 software purchases, including CX, HR, Payroll, Marketing automation and various developer tools.