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401GO description
401GO is a software platform designed to simplify and reduce the cost of setting up and managing 401(k) plans for small and medium-sized businesses. It offers a user-friendly, automated system that minimizes administrative work and eliminates the need for extensive paperwork. 401GO emphasizes personalized support, providing dedicated relationship managers for employers and live assistance for employees. The platform aims to make 401(k) plans accessible and affordable for businesses of all sizes while ensuring a smooth and efficient experience for both employers and employees.
Who is 401GO best for
401GO offers a user-friendly platform ideal for small and medium-sized businesses seeking a simplified and affordable 401(k) solution. Users praise the platform's ease of use and responsive customer support. While some users mention limited payroll integrations and website navigation challenges, the positive feedback on the low-cost structure and efficient setup makes it a compelling choice for SMBs.
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Ideal for small to medium-sized businesses (SMBs).
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Suitable for businesses seeking streamlined 401(k) management.
401GO features
| Supported 401GO offers customizable traditional 401(k) plans tailored for small and mid-sized businesses. |
| Supported 401GO provides Solo 401(k) plans designed for self-employed individuals. |
| Supported Setting up a retirement plan with 401GO takes only about 15 minutes. |
| Supported 401GO automates various administrative tasks, such as onboarding, compliance, and investment management. |
| Supported Users can access and manage their accounts online, including contributions and investment performance tracking. |
| Supported 401GO integrates with various payroll and HR systems to facilitate data transfer and management. |
We evaluate the sentiment that users express about non-functional aspects of the software
Value and Pricing Transparency
Customer Service
Ease of Use
Ease of Implementation
401GO reviews
We've summarised 120 401GO reviews (401GO G2 reviews) and summarised the main points below.
- User-friendly interface for both administrators and participants.
- Excellent and responsive customer support.
- Fast and easy plan setup and onboarding.
- Low-cost and transparent pricing structure.
- Wide selection of low-fee mutual funds.
- Limited payroll integrations require manual data entry for some providers.
- Website navigation can be clunky and confusing.
- Lack of a mobile app.
- Limited reporting features, requiring support for some reports.
- Investment choices could be broader, and include ETFs and individual securities.
401GO pricing
The commentary is based on 36 reviews from 401GO G2 reviews.
401GO is praised for its affordability, with reviewers consistently highlighting its low fees and cost-effectiveness, especially for small businesses and nonprofits. Many consider its pricing unbeatable and a great value. They appreciate the transparent fee structure, making it a budget-friendly choice.
Users sentiment
See the 401GO pricing page.
GO-Starter
An excellent alternative to a state-sponsored program.
GO-Plus
Our most popular plan, a practical option for most small businesses.
GO-Enterprise
A full-featured plan, designed for larger businesses.
Solo 401(k)
Being a sole proprietor is no longer an impediment to retirement planning.
401GO alternatives
RipplingBetter fit for larger businesses and international payroll. Broader range of HR, IT, and finance features beyond 401(k) management. Rippling is growing faster in website traffic.Read more
GuidelineHas broader industry applicability. Growing faster in terms of web traffic. A 401GO alternative or competitor for growing businesses.Read more
BambooHRBetter for broader HR needs beyond 401(k) management. Caters to a wider range of industries. Has more website traffic momentum. A 401GO alternative and competitor.Read more
ChangeEngineBetter for larger businesses focused on employee experience. Geared towards improving communication and engagement, rather than retirement planning. Has more momentum.Read more
ClickUpBetter fit for broader project management needs beyond 401(k) management. Has broader industry applicability. ClickUp is growing faster than 401GO. However, users report occasional glitches and bugs.Read more
VestwellBetter suited for large enterprises. Has more momentum based on website traffic data. Fewer user reviews are available.Read more
401GO FAQ
What is 401GO and what does 401GO do?
401GO is a 401(k) management platform designed for small and medium-sized businesses. It simplifies 401(k) setup and administration with automated features, transparent pricing, and personalized support. 401GO aims to make 401(k) plans accessible and affordable, offering a user-friendly experience for both employers and employees.
How does 401GO integrate with other tools?
401GO integrates with various payroll providers, though some require manual data entry. They are actively working to expand their integrations to streamline this process for a wider range of providers. More details on specific integrations are available on their website and through customer support.
What the main competitors of 401GO?
Top alternatives to 401GO include Guideline, Rippling, BambooHR, and Paylocity. These competitors offer similar 401(k) and HR management solutions, often with broader features like payroll and benefits administration. They cater to various business sizes, from small businesses to enterprises.
Is 401GO legit?
401GO appears legitimate, offering transparent pricing and user-friendly 401(k) management. Positive reviews highlight its ease of use and responsive customer support. However, research potential drawbacks like limited payroll integrations before committing.
How much does 401GO cost?
401GO pricing starts at $19/month for the Solo 401(k) plan. The GO-Starter plan is $25/month + $2/participant, while the GO-Plus plan is $139/month + $2-7/participant. All plans have a 0.3% AUM fee. GO-Enterprise plan pricing is custom.
Is 401GO customer service good?
401GO's customer service receives overwhelmingly positive feedback. Users consistently praise the responsiveness, helpfulness, and knowledge of the support team, highlighting the personalized assistance and readily available resources. Some users mention occasional minor delays, but overall, customer service is a significant strength.
Reviewed by
Michal has worked at startups for many years and writes about topics relating to software selection and IT management. As a former consultant for Bain, a business advisory company, he also knows how to understand needs of any business and find solutions to its problems.
Tymon is a seasoned CTO who loves finding the perfect tools for any task. He recently headed up the tech department at Batmaid, a well-known Swiss company, where he managed about 60 software purchases, including CX, HR, Payroll, Marketing automation and various developer tools.