Logo of GoCardless Bank Account Data

GoCardless Bank Account Data

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Company health

Employee growth
3% increase in the last year
Web traffic
1% increase in the last quarter
Financing
April 2022 - $529M

Ratings

G2
4.8/5
(26)
Glassdoor
3.6/5
(263)

GoCardless Bank Account Data description

GoCardless Bank Account Data helps businesses in the UK and Europe securely access their customer's bank account information. This helps with tasks like loan assessments, accounting, verifying customer identity (KYC), and overall financial management. It boasts broad coverage of European banks, reliable connections, and delivers standardized data quickly. The setup is designed to be straightforward with a pay-as-you-go pricing model.


Who is GoCardless Bank Account Data best for

GoCardless Bank Account Data helps UK/European businesses securely access customer bank account data for lending, KYC, accounting, and financial management. Users praise its ease of implementation, broad bank coverage, and helpful customer support. Some users mention needing improved API documentation and broader bank coverage.

  • Excellent fit for businesses of all sizes (1-1000+ employees).

  • Ideal for Finance, IT, and Professional Services needing secure bank account access.


GoCardless Bank Account Data features

Supported

Provides access to account holder name, account number, and IBAN.

Supported

Retrieves transaction history up to 24 months, including date, merchant, description, and amount.

Supported

Provides access to current and available account balances.

Supported

Available in all European Economic Area countries subject to PSD2 regulation.

Supported

GoCardless operates as an authorized AISP in these countries.

Supported

Users can connect to their bank accounts through this API.

Supported

The API allows integration with existing systems.


GoCardless Bank Account Data reviews

We've summarised 26 GoCardless Bank Account Data reviews (GoCardless Bank Account Data G2 reviews) and summarised the main points below.

Pros of GoCardless Bank Account Data
  • Fast and easy implementation with clear documentation.
  • Free tier offers significant value and competitive pricing.
  • Responsive and helpful customer support, even on weekends.
  • Wide coverage of European banks.
  • Simple, well-documented, and powerful REST API.
Cons of GoCardless Bank Account Data
  • Lack of webhooks for real-time transaction updates.
  • Requires setting up a separate web app for connections.
  • Some difficulties with N26 bank connection.
  • API documentation needs improvement, especially property documentation.
  • Limited coverage of some banks, impacting some regions.

GoCardless Bank Account Data pricing

The commentary is based on 5 reviews from GoCardless Bank Account Data G2 reviews.

GoCardless Bank Account Data offers a free tier for basic account information access, making it a cost-effective solution. Users highlight the free access for startups and small businesses. While some premium features may exist, the core offering's free nature is highly praised.

See the GoCardless Bank Account Data pricing page.


GoCardless Bank Account Data alternatives

  • Logo of Satispay
    Satispay
    Mobile payments from your bank account, cutting out card fees.
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  • Logo of Crezco
    Crezco
    Fast, direct bank payments. Lower fees, simpler accounting.
    Read more
  • Logo of Apigee Open Banking APIx
    Apigee Open Banking APIx
    Securely share financial data, simplifying open banking compliance.
    Read more
  • Logo of Qonto
    Qonto
    Modern business finance platform for seamless spending, saving, and accounting.
    Read more
  • Logo of Stripe Invoicing
    Stripe Invoicing
    Recurring billing, automated, customizable. Get paid faster.
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  • Logo of Stripe Atlas
    Stripe Atlas
    Incorporate, get funded, and run your US company easily.
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GoCardless Bank Account Data FAQ

  • What is GoCardless Bank Account Data and what does GoCardless Bank Account Data do?

    GoCardless Bank Account Data is a secure way for businesses in the UK and Europe to view customer bank account information. It simplifies loan assessments, KYC/AML checks, accounting, and other financial processes through a simple API and broad European bank coverage. It offers easy setup and pay-as-you-go pricing.

  • How does GoCardless Bank Account Data integrate with other tools?

    GoCardless Bank Account Data integrates with existing systems through its API. This API facilitates secure connections with European banks, allowing businesses to access and utilize customer bank account information within their own platforms.

  • What the main competitors of GoCardless Bank Account Data?

    Alternatives to GoCardless Bank Account Data include Crezco, Satispay, and Apigee Open Banking APIx. These competitors offer various features for bank account access, payments, and open banking compliance. Other similar solutions include Qonto, Stripe Atlas, and Stripe Tax.

  • Is GoCardless Bank Account Data legit?

    GoCardless Bank Account Data is a legitimate and safe solution for businesses in the UK and Europe to access customer bank account information. It offers secure connections, broad European bank coverage, and a straightforward setup. Users praise its ease of implementation and helpful customer support.

  • How much does GoCardless Bank Account Data cost?

    GoCardless doesn't publicly disclose pricing for Bank Account Data. Contact their sales team to determine if it's worth the cost for your product needs.

  • Is GoCardless Bank Account Data customer service good?

    GoCardless Bank Account Data customer service is highly regarded. Users consistently praise the responsive and helpful support team, highlighting their availability even on weekends. The support team has been commended for effectively resolving integration issues and bank connectivity problems.


Reviewed by

MK
Michal Kaczor
CEO at Gralio

Michal has worked at startups for many years and writes about topics relating to software selection and IT management. As a former consultant for Bain, a business advisory company, he also knows how to understand needs of any business and find solutions to its problems.

TT
Tymon Terlikiewicz
CTO at Gralio

Tymon is a seasoned CTO who loves finding the perfect tools for any task. He recently headed up the tech department at Batmaid, a well-known Swiss company, where he managed about 60 software purchases, including CX, HR, Payroll, Marketing automation and various developer tools.

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