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Flinks

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Company health

Employee growth
16% decrease in the last year
Web traffic
15% decrease in the last quarter
Financing
April 2021 - $93M

Ratings

G2
4.4/5
(58)
Glassdoor
3.9/5
(46)

Flinks description

Flinks provides financial data tools to businesses, primarily through APIs. It allows companies to connect to their users' bank accounts to verify financial information and analyze transaction history. This data helps businesses make more informed decisions regarding credit risk, income verification, and fraud detection. Flinks is used by various financial institutions, fintech companies, and lenders to improve services like loan underwriting, digital banking, and payments.


Who is Flinks best for

We find that Flinks is an excellent choice for companies seeking to improve their financial data processes. Based on user reviews, the easy-to-use API, comprehensive data aggregation, and responsive customer support make it a strong contender in the financial data space. We've observed that while some users have reported occasional connectivity issues, the overall sentiment is positive, particularly for those who need flexible solutions for various business needs.

  • For mid-sized to large companies (100+ employees) seeking robust financial data solutions.

  • Excellent for companies in finance, banking, and insurance looking to streamline data aggregation.


Flinks features

Supported

Seamless bank account connection: Flinks Connect enables seamless bank account connection for users, simplifying the process of linking their financial accounts to the platform.

Supported

Instant access to financial data: Flinks Connect provides instant access to financial data in one interface, allowing users to view and manage their financial information from multiple sources in a single location.

Supported

Secure online banking linking: Users can connect and share data via secure online banking linking or bank statement uploads. This flexibility allows users to choose the connection method that best suits their needs and preferences.

Supported

Aggregates financial data: Flinks Connect aggregates financial data via direct API calls and advanced OCR, ensuring comprehensive data collection from various financial institutions and document types.

Supported

Data aggregation with API and OCR: Flinks Connect aggregates financial data via direct API calls and advanced OCR, ensuring comprehensive data collection from various financial institutions and document types.

Supported

Organizes and extracts financial data: Flinks Connect organizes and extracts financial data based on the connection method, streamlining data processing and making it easier to use.

Supported

Integrates organized data: Flinks Connect integrates organized data relevant to user needs, providing tailored financial insights and solutions.

Supported

Flexible data access: Flinks Connect offers flexible data access through bank connections, statement uploads, or fallback methods, accommodating various user preferences and ensuring data availability.


Flinks reviews

We've summarised 58 Flinks reviews (Flinks G2 reviews) and summarised the main points below.

Pros of Flinks
  • Easy-to-use API and developer-friendly documentation.
  • Comprehensive data aggregation from Canadian banks and brokers.
  • Responsive and helpful customer support.
  • Fast and efficient onboarding process.
  • Flexible solutions for various business needs.
Cons of Flinks
  • Occasional connectivity issues with certain financial institutions, especially smaller credit unions.
  • Inconsistencies in data calculations and transaction categorization.
  • Limited customization options for reports.
  • Screen scraping method can be susceptible to errors when bank interfaces change.
  • 90-day refresh window can be insufficient for some use cases.

Flinks pricing

The commentary is based on 5 reviews from Flinks G2 reviews.

We find that Flinks' pricing is generally considered on the higher side, especially for startups. Some reviewers mentioned the cost being a bit steep, particularly the yearly contracts. However, they also acknowledge the value of the data and services provided.

Users sentiment

Strongly negative
-1

See the Flinks pricing page.


Flinks alternatives

  • Logo of Airapi
    flinks vs Airapi
    Connect and manage banking APIs, simplifying open banking.
    Read more
  • Logo of Bloom Credit
    Bloom Credit
    Access, manage, and report credit data through a single API.
    Read more
  • Logo of OPEN BANKING DATA
    OPEN BANKING DATA
    Securely access and use bank data to build innovative apps.
    Read more
  • Logo of Apache Flink
    Apache Flink
    Streamlines complex data processing for fast, consistent insights.
    Read more
  • Logo of Plaid
    Plaid
    Connects apps to bank accounts for secure financial data sharing.
    Read more
  • Logo of Apigee Open Banking APIx
    Apigee Open Banking APIx
    Securely share financial data, simplifying open banking compliance.
    Read more

Flinks FAQ

  • What is Flinks and what does Flinks do?

    Flinks is a financial data API platform that helps businesses connect to their users' bank accounts. We find it particularly useful for verifying financial information, analyzing transactions, and making informed decisions regarding credit risk and fraud detection. It's a valuable tool for fintech companies and financial institutions.

  • How does Flinks integrate with other tools?

    Flinks integrates with other tools primarily through its API. This allows developers to connect Flinks' financial data retrieval and analysis capabilities directly into their own applications and systems. We find this approach offers a good deal of flexibility for various use cases.

  • What the main competitors of Flinks?

    Flinks' main competitors include Plaid, MX, Airapi, Bloom Credit, GoCardless Bank Account Data, and Creditsafe. These companies offer similar financial data API and aggregation services.

  • Is Flinks legit?

    Yes, Flinks is a legitimate company providing financial data APIs. We find that users appreciate its ease of use and comprehensive data aggregation, but occasional connectivity issues and data inconsistencies have been reported. Their security measures, like secure online banking linking, help protect user data.

  • How much does Flinks cost?

    I am sorry, but we don't have any pricing information available for Flinks at this time. We recommend contacting Flinks directly for detailed pricing options.

  • Is Flinks customer service good?

    We find that Flinks' customer service is generally well-regarded. Users praise the responsive and helpful support team, particularly during the onboarding process. However, some have noted that technical issues are sometimes slow to be resolved.


Reviewed by

MK
Michal Kaczor
CEO at Gralio

Michal has worked at startups for many years and writes about topics relating to software selection and IT management. As a former consultant for Bain, a business advisory company, he also knows how to understand needs of any business and find solutions to its problems.

TT
Tymon Terlikiewicz
CTO at Gralio

Tymon is a seasoned CTO who loves finding the perfect tools for any task. He recently headed up the tech department at Batmaid, a well-known Swiss company, where he managed about 60 software purchases, including CX, HR, Payroll, Marketing automation and various developer tools.

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