Last updated on
Company health
Ratings
Flinks description
Flinks provides financial data tools to businesses, primarily through APIs. It allows companies to connect to their users' bank accounts to verify financial information and analyze transaction history. This data helps businesses make more informed decisions regarding credit risk, income verification, and fraud detection. Flinks is used by various financial institutions, fintech companies, and lenders to improve services like loan underwriting, digital banking, and payments.
Who is Flinks best for
Flinks is a financial data API platform that helps businesses connect to their users' bank accounts to verify financial information and analyze transaction history. This improves services like loan underwriting and digital banking. Users praise Flinks' easy-to-use API and helpful customer support, but some have noted occasional connectivity issues and inconsistencies in data calculations.
-
Best for small to mid-sized businesses.
-
Ideal for fintech companies, financial institutions, and lenders.
Flinks features
| Supported Flinks supports instant bank payments, enabling transfers to and from bank accounts. |
| Supported Flinks connects to banks and aggregates banking data via API or statement uploads. |
| Supported Flinks verifies account ownership to prevent unauthorized access. |
We evaluate the sentiment that users express about non-functional aspects of the software
Customer Service
Ease of Use
Reliability and Performance
Ease of Implementation
Flinks reviews
We've summarised 58 Flinks reviews (Flinks G2 reviews) and summarised the main points below.
- Easy-to-use API and developer-friendly documentation.
- Comprehensive data aggregation from Canadian banks and brokers.
- Responsive and helpful customer support.
- Fast and efficient onboarding process.
- Flexible solutions for various business needs.
- Occasional connectivity issues with certain financial institutions, especially smaller credit unions.
- Inconsistencies in data calculations and transaction categorization.
- Limited customization options for reports.
- Screen scraping method can be susceptible to errors when bank interfaces change.
- 90-day refresh window can be insufficient for some use cases.
Flinks pricing
The commentary is based on 5 reviews from Flinks G2 reviews.
Flinks' pricing is considered expensive, especially for startups, with mentions of high fees and mandatory annual contracts. Some reviewers suggest a more flexible pricing model, like a pay-as-you-go option, would be beneficial. Despite the cost, the valuable data and analysis provided are recognized.
Users sentiment
Flinks alternatives
RailzBetter for small to medium businesses. Has interactive dashboards and integrations with various data sources. Growing faster than Flinks. A strong Flinks competitor and alternative.Read more
MXBetter for improving mobile banking user experience. Has more momentum based on employee growth. A suitable Flinks alternative for banks and credit unions.Read more
D&B Finance AnalyticsBetter for credit risk management and reporting. More suitable for businesses focused on credit decisions and financial risk assessment. Caters to a wider range of industries.Read more
IDfyBetter for identity verification and background checks. More relevant for companies operating in India, Southeast Asia, and the Middle East. Focuses on KYC and HR onboarding.Read more
flinks vs AirapiBetter for API management and open banking compliance, especially concerning PSD2 and BKM standards. It has significant growth momentum. Airapi is a strong Flinks competitor and alternative for institutions focused on open banking infrastructure.Read more
Token.ioWider bank coverage across numerous countries. Focuses on pay-by-bank functionality and direct debit improvements. Has more momentum than Flinks.Read more
Flinks FAQ
What is Flinks and what does Flinks do?
Flinks is a financial data API platform that allows businesses to connect to user bank accounts for secure access to financial data. It helps with account verification, transaction analysis, credit risk assessment, and fraud detection, improving services like loan underwriting and digital banking. Flinks is ideal for fintech companies and financial institutions.
How does Flinks integrate with other tools?
Flinks offers seamless product integrations through its API, allowing businesses to connect with various financial institutions. This facilitates access to banking data, enabling efficient verification, analysis, and informed decision-making. It streamlines processes for loan underwriting, digital banking, and payments.
What the main competitors of Flinks?
Top Flinks competitors include MX, Railz, Airapi, Finicity, and Merge. These alternatives offer similar financial data aggregation and analysis tools, catering to businesses needing banking data connectivity, account verification, and financial insights.
Is Flinks legit?
Yes, Flinks is a legitimate financial data API provider. It's known for its easy-to-use API and comprehensive data aggregation, particularly within Canada. However, some users have reported occasional connectivity issues and data inconsistencies.
How much does Flinks cost?
Flinks does not publicly disclose pricing information. Contact their sales team to obtain product pricing details and assess if Flinks is worth the investment for your needs.
Is Flinks customer service good?
Flinks' customer support receives positive feedback for its responsiveness and helpfulness, particularly during the onboarding process. Users mention quick responses and effective solutions to inquiries. However, some reviews also note the increasing occurrence of technical difficulties.
Reviewed by
Michal has worked at startups for many years and writes about topics relating to software selection and IT management. As a former consultant for Bain, a business advisory company, he also knows how to understand needs of any business and find solutions to its problems.
Tymon is a seasoned CTO who loves finding the perfect tools for any task. He recently headed up the tech department at Batmaid, a well-known Swiss company, where he managed about 60 software purchases, including CX, HR, Payroll, Marketing automation and various developer tools.