Rho vs Brex

by Gralio Feb 19, 2025

Rho and Brex are both financial platforms for businesses, but they cater to different needs. Rho focuses on delivering excellent customer service and streamlined expense management, while Brex provides a wider array of financial tools with advanced automation and higher credit limits. Choose Rho if top-notch customer support and expense tracking are paramount. Choose Brex for a more comprehensive financial platform with advanced features.

At Gralio.ai we help to simplify your decision-making process by offering detailed, side-by-side software comparisons like this one, to help you confidently choose the tool that aligns with your business goals.

This comparison was created by analysing 1520 reviews and 60 websites, saving 8 hours, 56 minutes of reading.

Rho

Website LinkedIn Twitter

Brex

Website LinkedIn Twitter

About

Rho is a financial platform designed for growing businesses in the US. It brings together various financial tools into one place, including business banking, expense management, bill payments, and accounting automation. Their goal is to help companies manage their money more efficiently and gain better control over their finances. Rho aims to simplify financial operations, reduce manual work, and provide a clear view of your company's financial position. This makes it particularly attractive for businesses wanting to streamline their financial processes as they expand.

Brex is a financial platform designed to help businesses manage their spending. It offers a suite of tools, including corporate cards with built-in controls, expense management software with AI-powered automation, and business banking with high-yield accounts. Brex aims to simplify financial operations for companies of all sizes, from startups to enterprises, with a focus on proactive spend control, automated workflows, and increased financial efficiency. It promises time savings through automation and improved compliance with company spending policies. However, it's important to note that Brex itself is a financial technology company, not a bank, and some banking services are provided through partner banks.

Summary

Main difference

Rho is a US-based financial platform best suited for businesses prioritizing excellent customer service and seamless expense management. Brex offers a broader range of financial tools, including business banking and AI-powered expense automation, making it a better fit for companies needing advanced spend management and higher credit limits.

Relative strengths of Rho (compared to Brex)

Superior customer service (G2: 4.8/5 vs Brex 4.7/5 Glassdoor: 4.1/5 vs Brex 3.8/5).
Strong emphasis on core expense management features like receipt uploads and budget tracking.
More positive user feedback regarding ease of use and navigation.

Relative weaknesses of Rho (compared to Brex)

Lacks advanced features like AI-powered automation and business banking with high-yield accounts.
Limited integrations compared to Brex.
Smaller user base and fewer reviews, indicating potentially less mature product development.

What companies are using Rho and Brex?

No data

DoorDash

Who should use Rho VS. Brex

Rho is a centralized financial platform designed for US-based growing businesses. It offers a comprehensive suite of tools to manage finances efficiently, from business banking and expense management to bill payments and accounting automation. Users praise its easy expense tracking, receipt uploads, and excellent customer support. However, some have noted issues with viewing receipts and occasional bugs.

Brex is a comprehensive financial platform simplifying spending management for businesses. It offers corporate cards, expense management software with AI-powered automation, and business banking. Users praise Brex's intuitive interface and efficient customer service. Some users mention slower reimbursements compared to other platforms. Brex is best for startups and growing companies seeking streamlined financial operations.

Best fit for ambitious startups and established enterprises.
Suitable for businesses across various sectors.

Best for startups and growing businesses.
Ideal for finance, e-commerce, retail, and software companies.

Rho and Brex features

Supported

Partially supported

Not supported

Type in the name of the feature or in your own words tell us what you need

Corporate Cards with High Credit Limits

Supported

Rho offers corporate cards with high credit limits and flexible terms.

Supported

Brex offers corporate cards with high, dynamic credit limits based on cash balance.
Business Banking with Yield and Fast Transfers

Supported

Rho offers yield-earning cash balances and efficient money transfers, optimizing cash flow.

Supported

Brex offers yield-earning cash balances and efficient money transfers.
Premium Customer Support

Supported

Rho offers 24/7 support via phone, email, and chat, as well as a dedicated business banker.

Supported

Brex offers premium customer support through its Brex Premium service.
Apple Pay support

Supported

Rho supports Apple Pay for contactless payments via Apple Wallet.

Supported

Brex supports Apple Pay for making purchases with your Brex card.
Receipt uploading

Supported

Rho supports uploading receipts via their mobile app.

Supported

Brex supports uploading receipts via their app, dashboard, email and browser extension.
Mobile app support

Supported

Rho offers a dedicated mobile app for managing expenses on the go.

Supported

Brex provides a dedicated mobile app for managing expenses on the go.

Qualities

Value and Pricing Transparency

+0.4

Rather positive sentiment

+0.13

Neutral sentiment
Customer Service

+0.88

Strongly positive sentiment

+0.78

Strongly positive sentiment
Ease of Use

+0.9

Strongly positive sentiment

+0.95

Strongly positive sentiment
Reliability and Performance

+0.4

Rather positive sentiment

+0.57

Rather positive sentiment
Ease of Implementation

+0.29

Neutral sentiment

+0.2

Neutral sentiment
Scalability

No data

+0.75

Strongly positive sentiment

Rho and Brex Pricing

No data

User sentiment

Rather positive

+0.4

See full Pricing page

Brex offers business financial management solutions with various features like global card acceptance, AI-powered expense management, and multi-entity support. They provide three main pricing plans: Essentials for startups, Premium for mid-sized companies, and Enterprise for large organizations. Brex also offers a Smart Card for simplified procurement.

Plans

User sentiment

Neutral

+0.13

See full Pricing page

Rho and Brex review insights

1520 reviews analysed from and

Users love

Easy expense tracking and receipt uploads via text.
User-friendly interface and easy navigation.
Excellent and responsive customer support.
Real-time budget tracking and spending visibility.
Convenient virtual and physical card options.

Works just like any other credit card.
Very easy to upload reciepts.
The UI is very easy to navigate and customer service is quick and efficient.
The site is extremely readable and intuitive, which makes navigating it a pure pleasure.
Brex makes it easy to manage the cards issued to the staff.

Users dislike

Difficult to view attached receipt images after upload.
Excessive and frequent email/text notifications.
Occasional bugs and app crashes.
Credit card limit refresh takes 48 hours.
Some expense notifications can be delayed.

Reimbursements taking significantly longer than Concur.
Some features only work on Desktop versi
The compliance reporting features could use improvement. Some of the data that comes through isn’t the most accurate.
Constant remiders of invoices that are due. ie hotel and rental car recpiets that will not be finalized for 3 or 4 days.

Rho and Brex Ratings

Glassdoor

4.1/5

(17)

Glassdoor

3.8/5

(474)

Company health

Employee growth

4% decrease in the last year

2% increase in the last year

Web traffic

21% increase in the last quarter

14% decrease in the last quarter

Financing

September 2021 - $195M

February 2022 - $1B

How do Rho's US-only operations compare to Brex's global reach?

Rho's operations are exclusively focused on the US market, while Brex offers a global reach, supporting businesses in multiple countries and currencies. This makes Brex a more suitable option for businesses with international operations or plans for global expansion.

Which platform provides better real-time budget tracking and visibility?

Rho provides better real-time budget tracking and spending visibility. While both platforms offer expense management features, Rho users specifically praise its real-time budget tracking capabilities. Brex users, on the other hand, focus more on ease of use and receipt management in their positive feedback, with no specific mention of real-time budget visibility.

What are the advantages of Rho?

Rho focuses on providing a centralized platform for US-based growing businesses to manage their finances, including business banking, expense management, bill payments, and accounting automation, simplifying financial operations and providing a clear view of the company's financial position. Users praise Rho's easy expense tracking, receipt uploads, user-friendly interface, excellent customer support, and real-time budget tracking.

What are the disadvantages of Rho?

Rho has lower scores for value and pricing transparency, reliability, and ease of implementation compared to Brex. Users report difficulties viewing attached receipts, excessive notifications, occasional bugs and crashes, slow credit limit refreshes, and delayed expense notifications. Also, Rho's LinkedIn employee growth is negative, suggesting potential instability.

Alternatives to Rho and Brex

SAP Concur

SAP Concur helps businesses of all sizes manage their travel expenses, invoices, and overall spending. It streamlines expense reports, automates invoice approvals, and provides real-time visibility into company spending. This helps control costs, reduce risks, and improve employee productivity. SAP Concur integrates with other software and offers a mobile app for employee convenience.

Mercury

Mercury is a financial technology company offering banking and financial management tools specifically designed for startups. It provides FDIC-insured checking and savings accounts, credit cards, expense management, and integrations with accounting software. Mercury aims to simplify financial operations, offering a single platform for managing banking, expenses, invoicing, and bill payments. While not a bank itself, Mercury partners with established banks to provide these services.

Volopay

Volopay is a financial platform designed for growing businesses. It offers corporate cards (both physical and virtual), expense management tools, and accounting integrations. This allows businesses to manage their spending, track expenses, automate payments, and streamline accounting processes, all within a single platform. Volopay aims to give businesses better control and visibility over their finances, saving them time and money.

Coupa

Coupa is a cloud-based software platform that helps businesses of all sizes manage their spending. It brings together all your spending information, from sourcing and purchasing to invoices and expenses, in one place. This gives you greater control and visibility, helping you save money, improve efficiency, and make smarter decisions. Coupa integrates with other systems like your ERP, and offers tools for managing vendors, automating tasks, and analyzing spending patterns.

Airbase

Airbase is a spend management platform designed for mid-sized businesses. It combines expense management, accounts payable automation, and corporate cards in one platform. Airbase helps businesses track spending, automate approvals, and simplify accounting processes, from purchase requests to reconciliation. Airbase integrates with popular accounting software and aims to improve financial control and compliance.

BILL AP/AR

BILL AP/AR is a financial platform designed for small and midsize businesses in the USA. It streamlines financial operations by automating tasks like bill payments, invoicing, expense management, and budgeting. It integrates with accounting software and offers a network for faster payments. BILL promises increased efficiency and control over financial workflows, saving businesses time and money.

Page co-authored by

Michal Kaczor

CEO at Gralio

Michal has worked at startups for many years and writes about topics relating to software selection and IT management. As a former consultant for Bain, a business advisory company, he also knows how to understand needs of any business and find solutions to its problems.

Tymon Terlikiewicz

CTO at Gralio

Tymon is a seasoned CTO who loves finding the perfect tools for any task. He recently headed up the tech department at Batmaid, a well-known Swiss company, where he managed about 60 software purchases, including CX, HR, Payroll, Marketing automation and various developer tools.

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