Airapi vs MX

by Gralio Feb 28, 2025

Airapi and MX cater to different needs within the financial sector. Airapi streamlines API management and open banking compliance for financial institutions, while MX helps banks and credit unions improve their customers' mobile banking experience through personalization and data-driven insights.

At Gralio.ai we help to simplify your decision-making process by offering detailed, side-by-side software comparisons like this one, to help you confidently choose the tool that aligns with your business goals.

This comparison was created by analysing 34 reviews and 50 websites, saving 36 minutes of reading.

Airapi

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Website LinkedIn

About

Airapi is a software platform designed for financial institutions. It provides tools to manage and share APIs, complying with open banking standards like PSD2. This allows banks and fintech companies to offer their services through a single platform, simplifying connections with third-party applications and developers. Airapi aims to streamline banking operations and foster innovation in financial services.

MX is a financial technology platform that helps banks and credit unions improve their customers' mobile banking experience. It provides tools to analyze customer data, personalize features, and offer insights into financial health. MX works with financial institutions to build new mobile banking apps or improve existing ones, aiming for a seamless and engaging user experience.

Summary

Main difference

Airapi is a better choice for financial institutions needing to manage and share APIs, especially for open banking compliance. MX focuses on enhancing the customer experience for banks and credit unions through personalized mobile banking features.

Relative strengths of Airapi (compared to MX)

Strong Open Banking Compliance Support: Airapi excels with features like BKM Open Banking certification and integration with BKM services, simplifying compliance with PSD2 and similar standards.
Modular Architecture for Customization: Airapi's modular architecture allows for flexibility and customization to meet specific client needs, unlike MX's more standardized approach.
Focus on API Management and Sharing: Airapi is specifically designed for managing and sharing APIs, streamlining connections with third-party applications and fostering innovation in financial services.

Relative weaknesses of Airapi (compared to MX)

Limited Focus on End-User Experience: While Airapi facilitates API management, it lacks MX's focus on improving the end-user experience in mobile banking.
Less Established in Personalization: Compared to MX's personalized experiences and data-driven insights, Airapi offers less in terms of personalizing the user experience.
Potentially Higher Barrier to Entry: Airapi's focus on API management may require more technical expertise compared to MX's user-friendly tools for mobile banking enhancement.

Who should use Airapi VS. MX

Airapi is an API management platform designed for financial institutions to manage and share APIs, complying with open banking standards. It simplifies connections with third-party applications, streamlines banking operations, and fosters innovation in financial services. Users praise Airapi's security, scalability, and ease of use for API management. However, some users mention limited online documentation and occasional performance glitches.

MX helps financial institutions create seamless and engaging mobile banking experiences. It offers tools to analyze customer data, personalize features, and provide financial health insights. MX allows banks and credit unions to build new mobile apps or enhance existing ones with personalized, data-driven experiences.

Ideal for small to medium-sized businesses seeking open banking solutions.
Best for fintech companies and financial institutions aiming to streamline banking operations.

Ideal for banks and credit unions of all sizes seeking to modernize their digital banking experience.
Best for financial institutions aiming to enhance customer engagement and streamline banking operations.

Airapi and MX features

Supported

Partially supported

Not supported

Type in the name of the feature or in your own words tell us what you need

Configurable

Partially supported

Airapi offers modular design and API management but does not explicitly confirm rapid personalized product configuration.

Supported

MX offers pre-built features and SDKs for faster development and personalized products.
Data-driven

Unknown

Airapi's support for real-time financial data with enriched insights is not confirmed.

Supported

MX offers real-time access to enriched financial data, empowering smarter decisions and boosting engagement.
BKM Services Integration

Supported

Airapi supports BKM Open Banking, Payment Request, and TR QR Code Integration.

Not supported

BKM Services Integration is not supported.
Modular Architecture

Supported

Airapi supports modular architecture, enabling customization and flexibility to meet client needs.

Supported

MX offers configurable and extensible solutions, allowing for customization.
BKM Open Banking Certification

Supported

Airapi facilitates BKM Open Banking certification with a claimed 100% success rate through seamless integration.

Not supported

MX does not offer BKM Open Banking Certification.

Qualities

Value and Pricing Transparency

No data

No data
Customer Service

No data

No data
Ease of Use

No data

No data
Reliability and Performance

No data

No data
Ease of Implementation

No data

No data
Scalability

No data

No data

Airapi and MX Pricing

Airapi is an open banking and API management platform. It offers various modules such as Account Service Provider (HHS), Authorized Payment Service Provider (YÖS), Payment Request, Developer Portal, Management Portal, Identity Server, QR Code Routing Service (KYS), API Gateway, Reporting, and Dashboard. It supports various standards like Berlin Group Standards, UK Open Banking, TCMB KYS Standards, and ÖHPVS Open Banking Standards. It also offers SaaS usage option.

See full Pricing page

No data

We couldn't find a pricing page for MX.

Airapi and MX review insights

Users love

Secure platform for sharing financial information.
Scalable and reliable for various API needs.
Simplifies open banking compliance.
Good customer support.
Easy to use for API management and publishing.

No data

Users dislike

Limited online support and documentation.
Unclear or custom pricing plans make it difficult to estimate costs.
UI/UX could be improved for better user experience.
Limited third-party integrations.
Occasional performance glitches or lags.

No data

Airapi and MX Ratings

G2

4.3/5

(20)
Glassdoor

4.7/5

(7)

G2

4.7/5

(14)
Glassdoor

3.2/5

(344)

Company health

Employee growth

33% increase in the last year

8% increase in the last year

Web traffic

74% increase in the last quarter

3% increase in the last quarter

Financing

No data

October 2020 - $450M

How do Airapi's PSD2 compliance tools compare to MX's data enrichment features?

Airapi's PSD2 compliance tools focus on enabling secure and compliant API sharing for open banking, while MX's data enrichment features aim to improve customer experience through personalized insights and recommendations. Airapi helps financial institutions meet regulatory requirements, whereas MX leverages data to enhance mobile banking engagement. They address different needs within the financial services industry.

Which platform, Airapi or MX, better supports mobile banking app development?

MX is the better platform for mobile banking app development. While Airapi focuses on API management and open banking compliance, MX specifically provides tools and features geared towards creating and enhancing mobile banking experiences, including personalized features and data-driven insights.

What are the advantages of Airapi?

Airapi offers a specialized focus on open banking compliance and API management for financial institutions, particularly with its seamless BKM Open Banking certification integration and support for various BKM services. Its modular architecture allows for customization and flexibility according to specific client needs. While user reviews mention some limitations in documentation and pricing transparency, they also praise its security, scalability, and ease of use for API-related tasks.

What are the disadvantages of Airapi?

Airapi's disadvantages include limited online support and documentation, unclear pricing plans that make cost estimation difficult, a user interface/user experience that could be improved, limited third-party integrations, and occasional performance issues like glitches or lags.

Alternatives to Airapi and MX

Flinks

Flinks provides financial data tools to businesses, primarily through APIs. It allows companies to connect to their users' bank accounts to verify financial information and analyze transaction history. This data helps businesses make more informed decisions regarding credit risk, income verification, and fraud detection. Flinks is used by various financial institutions, fintech companies, and lenders to improve services like loan underwriting, digital banking, and payments.

Digital Edge

Digital Edge is a digital banking platform designed for financial institutions. It offers a suite of applications aimed at improving customer experience and streamlining banking operations. The platform focuses on providing a centralized hub for managing various touchpoints and enhancing digital engagement in the banking sector.

Synctera

Synctera is a banking platform that helps companies build and launch their own financial products. Through a single set of APIs, businesses can access tools for bank accounts, card programs, money movement, lending, and more. Synctera focuses on simplifying the process of integrating with banks and managing compliance, making it easier for companies to launch and scale their financial offerings. It allows businesses to either partner with a bank in Synctera's network or bring their own banking partner.

Stoplight

Stoplight is a software platform that helps businesses design, build, and manage their APIs (connection points between software applications). It allows teams to plan APIs in advance, automatically generates documentation, and ensures quality and consistency. Stoplight promotes a "design-first" approach to API development, aiming to reduce errors, improve collaboration, and speed up the development process. It's suitable for organizations of all sizes that need to create and manage APIs efficiently.

nCino's Mortgage Suite

nCino's Mortgage Suite is a cloud-based software platform designed for financial institutions of all sizes. It aims to automate and streamline the entire mortgage process, from application and origination to closing and analytics. The suite offers tools for managing customer relationships, tracking loan progress, calculating incentive compensation, and gaining data-driven insights to make better lending decisions. It promises increased efficiency, reduced costs, and an improved customer experience.

Webex Connect

Webex Connect is a cloud-based platform that helps businesses connect with their customers through various channels like SMS, voice calls, and social media. It's designed for large companies across industries like banking and retail. Webex Connect offers tools to automate and personalize customer interactions, provides analytics and reporting, and integrates with existing business systems. It aims to improve customer experience and streamline communication processes.

Page co-authored by

Michal Kaczor

CEO at Gralio

Michal has worked at startups for many years and writes about topics relating to software selection and IT management. As a former consultant for Bain, a business advisory company, he also knows how to understand needs of any business and find solutions to its problems.

Tymon Terlikiewicz

CTO at Gralio

Tymon is a seasoned CTO who loves finding the perfect tools for any task. He recently headed up the tech department at Batmaid, a well-known Swiss company, where he managed about 60 software purchases, including CX, HR, Payroll, Marketing automation and various developer tools.

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